Category Archives: General News

Bank vs Mortgage Broker?

Do you really know what a mortgage broker does?

We can’t stress how important it is for us to know everything about your circumstances to best advise what loan structure you should have in place. It is all about discussing your needs, and making sure that we achieve the best result possible for you.

There is no comprehensive online application form for you to fill out on our site as we just do not need you to actually send us your information, until we can establish that we have a solution for your lending needs.

These are your simple steps to apply for a loan.
  • Contact us – either contact us or leave your details and a suitable time, and we will contact you.
  • You will speak with a broker who will take into account your needs by discussing not only your requirements, but also any concerns you have, and offer you some possible strategies and ideas that you may not have thought about. This call usually takes 5 – 10 minutes.
  • Once we know what you require, we will draft calculations and email you a proposal – this will usually consist of a few options that are easy to understand.
  • Once you have had a chance to look at what options are available, you can contact your broker or the broker will call you, to discuss the proposal. You can then decide if you wish to proceed or not or you may just want to discuss more options.

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